Concept of Personal loans
As a responsible lender, Coinway Company Limited recognizes the need for borrowing for the right reasons. Our loan appraisal system takes into the employee’s net pay and therefore ensures that loan repayments are favorably structured within an affordability ratio determined in liaison with the employer
Within the Personal loan segment, the company provides a wide array of specific and tailor-made financial solutions
such as Educational loans, personal loans, and Business loans, among others. An employee becomes automatically eligible to
access these facilities if their employer has signed a Memorandum of Understanding with Coinway Company
Limited. The employer (through the Human Resources Department), however, retains the authority to pre-approve
or decline employee loan applications.